99% of what you need to know before buying real estate in Ghana

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THE GHANAIAN PROPERTY MARKET IN 2025

If you're thinking about buying property in the Gold Coast, there are a few things you should know about the market.

Skip the lengthy 100-page reports filled with complex words, old info, and unsupported opinions. This document is different. Data is fresh and presented in easy words, useful graphs, and engaging charts.

After just 20 minutes of reading, you'll know more than 95% of people considering property investment in Ghana.

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PRICES, RENTS AND YIELDS IN GHANA IN 2025

How much for a 3-bedroom house in Accra? What are the yields in Ghana? What's the rental income potential?

This report will give you solid answers, using data sourced from our analysis of over 1,500 properties that have been available on the market. Then, you will know what you can expect when you're hunting for properties.

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ANALYSIS - IS 2025 A GOOD TIME TO BUY?

Is it a good idea to buy property in Ghana? While experts may say 'yes,' Ghanaian friends might recommend caution. Remember, opinions are thoughts and may not always be solid.

In this document, we take the last notable trends in Ghana (prices, yields, inflation, political climate, investor confidence, etc.) and tell you what they mean. Then, you can decide to go ahead or not.

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ANATOMY OF A GOOD / BAD PROPERTY DEAL

Did you check out a property you're thinking of buying? Not sure if it will make a good investment? Well, it's actually not too hard to determine.

Bad property investments in Ghana always follow the same pattern. If we check certain things, we can easily determine if an investment is likely to fail or not. Wondering what to check? This document has all the answers for you.

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THE FULL BUYING PROCESS, STEP BY STEP

Do you need a notary or a lawyer? When do we give the deposit in Ghana? How do you ensure proper property ownership? Are there any particularly error-prone stages?

From the start of your property search to the moment you obtain the keys of your property, this document will be your go-to guide. Use it frequently to double-check every important aspect to ensure nothing is overlooked and that everything is progressing as it should.

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26 CONTACTS TO BUY A PROPERTY IN GHANA

The right people can make you save time and money. With that in mind, we've compiled a complete list of contacts you'll find indispensable while buying property in Ghana. From A to Z, we've got you covered.

Inside this document, you'll have access to: Ghanaian real estate agents, property listing websites, Ghanaian real estate lawyers, property insurance agents, property managers, moving companies, and even expat communities in Ghana.

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WHAT YOU NEED TO CHECK BEFORE BUYING

Navigating land ownership regulations, overlooking 'Property Rate Tax' implications, and misunderstanding 'Indenture'... buyers commonly face the same pitfalls when investing in Ghanaian property.

Without knowing the legal and cultural landscape well, it's easy to fall into common traps that have led many to regrettable financial outcomes. Don't be another one.

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ALL THE DOCUMENTS AND WHAT THEY MEAN

Are you comfortable with the concept of 'Indenture' in Ghana? What is the role of a 'Land Title Registration' in property matters? Do you know about 'Property Rate'?

Our team has reviewed all the documents you'll encounter when dealing with property – whether you're buying, renting, selling, or living in one. Each document is explained briefly: its purpose, when to use it, who provides it, and key things to be cautious about.

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WHERE AND HOW TO GET A MORTGAGE AS A FOREIGNER

If you're seeking financing options in Ghana, this guide will prove to be highly valuable.

We have gathered all the information you need to apply for a mortgage with banks in Ghana. This includes details on eligible banks, step-by-step guidance for the entire process, and helpful tips to increase your chances of getting approved. We also highlight common mistakes to avoid.

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HOW TO RENT OUT QUICKLY

Renting out your property in Ghana can be faster if you understand the traditional practices embraced by the Ghanaian people.

You might not know where to find tenants fast, how to set the right rent, or what to put in the rental agreement.

Here are some useful tips, with insider knowledge, that will help you save time and money.

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FOCUS ON ACCRA (2025)

If the allure of vibrant markets and a blend of modern and traditional cultures captivates you, enjoying Ghanaian cuisine is a delight, and you appreciate a mix of historic landmarks, West African charm, and the capital of Ghana, Accra might be for you.

This report offers solid facts and data about this place: neighborhood analysis, yields, rentals, budget-based options, market strategies, and pitfalls.