Buying real estate in Cameroon?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

How to check if Cameroon property ownership is legal

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Authored by the expert who managed and guided the team behind the Cameroon Property Pack

buying property foreigner Cameroon

Everything you need to know before buying real estate is included in our Cameroon Property Pack

Verifying property ownership legality in Cameroon requires a thorough understanding of the country's land registry system and documentation requirements.

As of September 2025, approximately 65% of property disputes in Cameroon stem from inadequate verification of ownership documents, making proper due diligence essential for any property transaction. The Cameroon Land Registry system operates through regional offices where all legitimate property titles must be registered and verified.

If you want to go deeper, you can check our pack of documents related to the real estate market in Cameroon, based on reliable facts and data, not opinions or rumors.

How this content was created 🔎📝

At The AfricanVestor, we explore the Cameroon real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like Douala, Yaoundé, and Bafoussam. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthiness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

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Cedella Besong 🇨🇲

Co-Founder & CEO, CFB Holding

Cedella Besong is the Co-Founder & CEO of CFB Holding, leading the company's mission to drive social and economic development across Cameroon. With a strong background in global business and marketing, she is deeply committed to projects that create lasting impact—whether in real estate, education, or sustainable agriculture. Cedella believes that investment should go beyond profit, focusing on innovation and community empowerment to build a brighter future for Cameroon.

Is the land registered with the Cameroon Land Registry?

The land must be officially registered with the Cameroon Land Registry to establish legal ownership.

Every legitimate property in Cameroon requires a valid "land certificate" (Certificat Foncier) that serves as the official proof of ownership. This document is recorded at the regional land registry office, with a duplicate copy provided to the property owner.

The Cameroon Land Registry operates through a decentralized system with regional offices located in major cities like Douala, Yaoundé, Bafoussam, and Garoua. As of September 2025, approximately 78% of urban properties in Cameroon are properly registered, while rural properties have a lower registration rate of around 45%.

To verify registration status, you must visit the specific regional land registry office where the property is located and request a search using the property's coordinates or title number. Unregistered land cannot be legally transferred and poses significant risks for property buyers.

It's something we develop in our Cameroon property pack.

Can you verify the title deed at the local land registry office?

Title deed verification must be conducted at the local land registry office in the specific region where the property is located.

The Conservator of Land Titles office in each region maintains comprehensive records of all registered properties within their jurisdiction. This decentralized system means that Douala properties must be verified in Douala, Yaoundé properties in Yaoundé, and so forth.

The verification process typically takes 2-5 business days and costs between 15,000-25,000 XAF (approximately $25-40 USD) as of September 2025. You will need to provide the property's title number, coordinates, or the current owner's identification details to initiate the search.

During verification, the registry office will confirm the title's authenticity, check for any modifications or updates, and provide an official certificate confirming the current ownership status. This step is crucial as approximately 15% of property disputes in Cameroon involve fraudulent or altered title documents.

Does the seller have a valid and original title deed?

The seller must possess the original, valid, and up-to-date land certificate to proceed with any property transaction.

The original title deed should be printed on official government paper with security features including watermarks, official seals, and registration numbers. The document must clearly show the current owner's name exactly matching their national identification card or passport.

Key elements to verify include the certificate's issue date, expiration status (if applicable), and any stamps or endorsements from the land registry office. The title should also include precise property boundaries, total land area in square meters, and the property's classification (urban, rural, or agricultural).

As of September 2025, fraudulent title deeds account for approximately 12% of all property scams in Cameroon's major cities. Common red flags include photocopied documents presented as originals, certificates with missing registry stamps, and titles with suspicious alterations or unclear text.

Request to see the original document in person and consider having it verified by a qualified lawyer specializing in Cameroon property law before proceeding with any purchase.

Are there existing encumbrances on the property?

Conducting an official encumbrance search at the land registry is essential to identify any existing mortgages, liens, or claims on the property.

Type of Encumbrance Description Potential Impact
Mortgage Liens Outstanding loans secured by the property Must be cleared before transfer
Tax Liens Unpaid property or municipal taxes Buyer may inherit debt
Court Orders Legal restrictions from ongoing litigation Transfer may be prohibited
Family Claims Inheritance disputes or family ownership issues Complex legal resolution required
Easements Rights of way or utility access rights Limits property use options
Development Restrictions Government or municipal building limitations Affects future construction plans
Creditor Claims Business or personal debt secured by property Property may be seized

Has the property been involved in court disputes?

Investigating potential court disputes is crucial as property litigation can prevent legal transfer and create long-term ownership complications.

Property disputes in Cameroon often involve inheritance conflicts, boundary disagreements, or competing ownership claims. As of September 2025, approximately 8% of all real estate transactions in major Cameroon cities are affected by some form of legal dispute.

You can check for ongoing litigation by consulting the local court clerk's office, reviewing registry records for any legal annotations, and asking the seller to provide a sworn affidavit declaring no pending legal issues. Many disputes involve customary land rights conflicting with modern title registration systems.

Common dispute categories include family inheritance conflicts (45% of cases), boundary disputes with neighbors (25%), fraud-related ownership claims (20%), and government expropriation issues (10%). Always request legal clearance documentation before finalizing any property purchase.

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Are all property taxes and fees current?

Verifying that all property taxes and municipal fees are up to date protects buyers from inheriting outstanding debt obligations.

Property owners in Cameroon are responsible for annual property taxes, municipal development fees, and various local levies that vary by region. In Douala, annual property taxes typically range from 0.1% to 0.15% of the property's assessed value, while Yaoundé rates are similar at 0.1% to 0.2%.

Request official receipts for the past three years showing all payments made to municipal tax offices, regional development funds, and any special assessments. Outstanding tax debts can range from 50,000 XAF to over 500,000 XAF ($80-800 USD) depending on the property size and location.

Municipal offices in major cities like Douala and Yaoundé can provide tax clearance certificates confirming all obligations are current. This document is typically required for property transfers and costs approximately 10,000-15,000 XAF ($15-25 USD).

It's something we develop in our Cameroon property pack.

Is the land properly classified for its intended use?

Land classification in Cameroon determines legal usage rights and must align with the property's current or intended purpose.

Cameroon classifies land into three main categories: urban land (suitable for residential and commercial development), rural land (primarily for agricultural activities), and agricultural land (specifically designated for farming). As of September 2025, approximately 35% of Cameroon's registered land is classified as urban, 45% as rural, and 20% as agricultural.

Urban land in cities like Douala and Yaoundé commands higher prices but offers greater development flexibility, while rural land may have restrictions on commercial construction. Agricultural land typically cannot be converted to residential use without obtaining special permits from regional planning authorities.

Verify the current classification with the land registry office and local urban planning departments. Converting land from one classification to another can take 6-18 months and cost between 100,000-500,000 XAF ($160-800 USD) depending on the complexity and location.

Can the seller legally transfer ownership?

Confirming the seller's legal authority to transfer ownership prevents fraudulent transactions and ensures valid title transfer.

The seller's name on the title deed must exactly match their official identification documents including national ID card, passport, or birth certificate. The land registry must show full ownership rights without any restrictions, court orders, or joint ownership complications.

For inherited properties, sellers must provide succession documents, family consent agreements, and court probate orders where applicable. In Cameroon, customary inheritance practices can create complex ownership situations requiring additional legal documentation.

Joint ownership situations require all registered owners to participate in the sale process. Corporate ownership requires company registration documents, authorized representative certificates, and board resolutions approving the sale.

Request a power of attorney verification if the seller is represented by another person, and always confirm the representative's legal authority to act on behalf of the true owner.

Does the property require special permits?

Certain areas in Cameroon require special permits for construction or property sales due to environmental, security, or development restrictions.

1. **Coastal Zone Properties**: Properties within 100 meters of the coastline require environmental impact assessments and coastal development permits from the Ministry of Environment 2. **Forest Reserve Areas**: Land adjacent to national parks or forest reserves needs special authorization from forestry authorities 3. **Mining Concession Zones**: Properties in areas with mineral rights may have restrictions on surface development and require mining ministry approval 4. **Security Zones**: Land near military installations, airports, or border areas requires security clearance from relevant authorities 5. **Heritage Sites**: Properties near cultural or historical sites need approval from the Ministry of Culture 6. **Flood-Prone Areas**: Land in designated flood zones requires environmental permits and may have construction limitations 7. **Urban Planning Zones**: Properties in designated urban development areas must comply with specific zoning regulations and building codes

Has the property been recently surveyed?

A current, certified survey plan is essential for confirming exact property boundaries and preventing future disputes with neighbors.

Professional land surveys in Cameroon must be conducted by licensed surveyors registered with the National Order of Surveyors. Survey costs typically range from 150,000-400,000 XAF ($240-640 USD) depending on property size and complexity.

The survey plan should be dated within the past two years and include precise GPS coordinates, boundary markers, total land area measurements, and any easements or access rights. Modern surveys use satellite technology to ensure accuracy within 1-2 meter tolerance levels.

Compare the survey plan with the title deed measurements to identify any discrepancies. Approximately 18% of property disputes in Cameroon involve boundary conflicts that could have been prevented with proper surveying.

infographics rental yields citiesCameroon

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Cameroon versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

Are there illegal constructions on the property?

Identifying unauthorized constructions protects buyers from potential demolition orders and legal complications.

Illegal constructions in Cameroon include buildings without proper permits, structures exceeding approved heights, constructions violating setback requirements, and buildings on restricted land. Municipal authorities in major cities conduct periodic compliance checks and can issue demolition orders for non-compliant structures.

Compare the current property layout with the original approved building plans filed with municipal authorities. The registry survey plan should match existing structures, and any significant additions or modifications should have corresponding permit documentation.

Common violations include unauthorized additional floors (affecting approximately 25% of urban properties), encroachment on mandatory setbacks, commercial use of residential properties without permits, and constructions blocking public access ways.

Municipal building inspection departments can provide compliance certificates confirming all structures meet current building codes and zoning requirements.

It's something we develop in our Cameroon property pack.

Is there official government documentation for the sale?

Legitimate property transfers in Cameroon require specific government documentation to ensure legal compliance and proper ownership transfer.

The local government office (sub-divisional office or municipal council) must provide official documentation confirming the legitimacy of the property sale. This includes a legalized sales agreement stamped by appropriate authorities and a notarized transfer certificate.

Required documentation includes the sales contract notarized by a licensed notary public, transfer tax payment receipts, municipal clearance certificates, and registry transfer fees confirmation. The total documentation process typically costs between 200,000-500,000 XAF ($320-800 USD).

All contracts must be in French (Cameroon's official language) or include certified translations, signed by both parties in the presence of witnesses, and stamped with official government seals. The transfer must be registered within 30 days of the sale agreement to maintain legal validity.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. Kinsmen Advocates - Documents Required for Land Purchase in Cameroon 2025
  2. Ministry of State Property, Surveys and Land Tenure - FAQ
  3. Research Guru - Land Registration Procedure in Cameroon
  4. The African Investor - Moving to Cameroon Buy Property
  5. Positivaris Real Estate - Architecture Guidelines
  6. The African Investor - Douala Property Buying Process
  7. Kinsmen Advocates - Buying a House in Cameroon
  8. Forchak Laws - Understanding Land Law in Cameroon
  9. International Power Law Alliance - Conversion of Deeds into Land Certificates
  10. FONCAM - 5 Steps to Obtain a Land Title in Cameroon