Authored by the expert who managed and guided the team behind the Cameroon Property Pack
Everything you need to know before buying real estate is included in our Cameroon Property Pack
Buying property in Cameroon requires substantial upfront capital and careful planning for multiple fees and legal requirements. Property prices in major cities like Douala and Yaoundé range from $694 to $1,851 per square meter, with transaction costs adding another 8-15% of the property value for foreign buyers.
If you want to go deeper, you can check our pack of documents related to the real estate market in Cameroon, based on reliable facts and data, not opinions or rumors.
Property investment in Cameroon requires between $55,000-$200,000 for a typical residential home, depending on location and size.
Foreign buyers face additional legal complexities and transaction costs that can reach 15% of the property value.
| Cost Category | Urban Areas (Douala/Yaoundé) | Rural/Suburban Areas |
|---|---|---|
| Price per square meter | $1,851 (1,100,000 XAF) | $694 (412,000 XAF) |
| 80m² apartment cost | $148,080 (88 million XAF) | $55,520 (33 million XAF) |
| Transaction fees | 8-15% of property value | 8-15% of property value |
| Legal requirements | Notary + lawyer mandatory | Notary + lawyer mandatory |
| Property taxes | Annual, due end of June | Annual, due end of June |
| Timeline | 2-6 months | 2-6 months (may be longer) |
| Foreign ownership | Buildings yes, land lease only | Restricted, ministerial approval needed |
What is the current real estate market price per square meter in Cameroon?
As of September 2025, property prices in Cameroon vary significantly depending on location and urban development level.
In major urban centers like Douala and Yaoundé, the current market price reaches approximately $1,851 per square meter, which equals about 1,100,000 XAF per square meter. These prices reflect the premium for developed infrastructure, security, and proximity to business districts.
Suburban areas offer more affordable options at around $694 per square meter (approximately 412,000 XAF per square meter). Rural properties can cost even less, often two to five times cheaper than urban counterparts, though they may lack essential infrastructure and services.
The Cameroonian real estate market shows clear price stratification based on location, with coastal cities like Douala commanding higher prices due to economic activity and port access.
It's something we develop in our Cameroon property pack.
What is the average price of a residential home in major Cameroonian cities?
A typical three-bedroom apartment of 80 square meters in Douala or Yaoundé city center costs approximately $148,080, equivalent to 88 million XAF as of September 2025.
For larger properties, a 120-square-meter home in urban areas would cost around $222,120 (132 million XAF), while the same size property in suburban locations might cost $83,280 (49.4 million XAF).
Single-family houses with land titles in prime urban locations can reach $200,000-$400,000 depending on size, amenities, and exact neighborhood. Properties near diplomatic quarters or expatriate communities command premium prices.
Rural residential homes typically range from $30,000-$80,000 for modest properties, though buyers should factor in additional infrastructure development costs for utilities and road access.
Are there different prices for land and property in urban versus rural areas?
Yes, urban and rural property prices in Cameroon show dramatic differences, with urban properties costing 3-5 times more than rural equivalents.
Urban land benefits from established infrastructure including paved roads, reliable electricity, water systems, and telecommunications networks. These amenities justify the significant price premium over rural properties.
Rural land may face additional challenges including customary land rights, traditional authority requirements, and limited government services. Foreign buyers often encounter more complex legal procedures in rural areas.
Infrastructure development costs in rural areas can substantially increase the total investment required, as buyers may need to independently arrange for electricity connections, water drilling, and road improvements.
What is the typical cost of infrastructure for new properties in Cameroon?
Infrastructure costs vary significantly based on location and existing development level in the area.
| Infrastructure Type | Urban Areas (XAF) | Rural Areas (XAF) |
|---|---|---|
| Electricity connection | 500,000 - 1,500,000 | 1,500,000 - 5,000,000 |
| Water connection/borehole | 300,000 - 800,000 | 2,000,000 - 8,000,000 |
| Road access improvement | 200,000 - 1,000,000 | 3,000,000 - 15,000,000 |
| Sewage/septic system | 400,000 - 1,200,000 | 800,000 - 3,000,000 |
| Internet/telecommunications | 150,000 - 500,000 | 500,000 - 2,000,000 |
| Security systems | 300,000 - 2,000,000 | 500,000 - 3,000,000 |
| Total estimated range | 1,850,000 - 7,000,000 | 8,300,000 - 36,000,000 |
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What are the property taxes in Cameroon and how often are they paid?
Property taxes in Cameroon are mandatory annual payments due regardless of whether you possess formal ownership certificates.
Tax declarations must be submitted by the end of May each year, with final payments due by the end of June. Late payments incur penalties and interest charges that can substantially increase your tax burden.
Real estate tax rates are calculated based on the declared value of your property and vary by municipality. Urban properties typically face higher tax rates due to better municipal services and infrastructure.
Property owners must maintain detailed records of tax payments as proof of compliance, especially important for future property transfers or legal proceedings.
It's something we develop in our Cameroon property pack.
Do I need a lawyer for property transactions in Cameroon and what are the costs?
Legal representation is highly recommended and often essential for property transactions in Cameroon, especially for foreign buyers facing complex regulations and fraud risks.
Lawyer fees typically range from 1-5% of the property value, depending on transaction complexity and property location. A notary is mandatory for all property transfers and cannot be avoided.
For a $100,000 property purchase, expect legal fees between $1,000-$5,000, plus notary costs of $2,000-$7,000. These professionals help navigate title verification, due diligence, and regulatory compliance.
Experienced lawyers familiar with foreign buyer requirements can prevent costly mistakes and ensure proper documentation for future property transfers or disputes.
What are the transaction fees for buying property in Cameroon?
Total transaction costs for foreign buyers typically range from 8-15% of the property value, significantly higher than many international markets.
1. **Notary fees**: 2-7% of property value 2. **Registration costs**: 3-10% of property value 3. **Legal representation**: 1-5% of property value 4. **Government acquisition fees**: 2% of property value 5. **Land levy fees**: 5 XAF per square meter 6. **Title processing**: Additional fixed fees vary by region 7. **Due diligence costs**: $500-$2,000 depending on complexityFor a $100,000 property purchase, transaction costs could reach $8,000-$15,000 before considering infrastructure or renovation expenses.
What are the legal requirements for foreigners buying property in Cameroon?
Foreign property ownership in Cameroon operates under specific restrictions that differ significantly from domestic buyer rights.
Foreigners can purchase and fully own buildings and structures, but land ownership is limited to long-term leases rather than freehold ownership. Land lease terms typically range from 25-99 years depending on location and intended use.
Ministerial endorsement may be required for land purchases, particularly in rural areas or locations deemed strategically sensitive. This process can add 2-6 months to transaction timelines.
All foreign buyers must provide proof of legal status in Cameroon, valid identification, and demonstrate legitimate funding sources for anti-money laundering compliance.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Cameroon versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.
How much will it cost to obtain a property title or deed in Cameroon?
Property title and deed costs are typically included within the broader transaction fee structure, but additional bureaucratic expenses may apply.
Title processing requires multiple government approvals, document translations, and administrative fees that can add $500-$3,000 to your total costs depending on property location and complexity.
Urban properties generally have more streamlined title processes, while rural properties may require traditional authority approvals and customary land clearances that increase time and costs.
Expedited processing services are available in major cities for additional fees, potentially reducing waiting periods from 6-12 months to 2-4 months.
Are there government or development fees for property purchases in Cameroon?
Several government and development fees apply to property transactions beyond standard registration costs.
The acquisition fee stands at 2% of the property value for most urban transactions. Additionally, a land levy of 5 XAF per square meter applies to urban land transfers.
Development impact fees may apply in rapidly growing areas where infrastructure improvements are planned or underway. These fees can range from $200-$2,000 depending on property size and location.
Municipal fees for building permits, environmental clearances, and utility connections are separate costs that can add $1,000-$5,000 to your total investment for new construction or major renovations.
What is the cost of home insurance in Cameroon and is it mandatory?
Home insurance is not strictly mandatory in Cameroon but is highly advisable given security concerns and natural disaster risks.
Insurance costs depend on property value, location, and coverage scope. Basic property insurance typically costs 0.5-2% of property value annually, while comprehensive coverage including flood and disaster protection can reach 2-4% annually.
Foreign-owned properties may face higher insurance premiums due to perceived risks and limited local oversight. Insurance companies often require security system installations as coverage prerequisites.
Specialized coverage for high-value properties or expatriate needs may require international insurance providers, potentially increasing costs but offering better claim processing and customer service.
It's something we develop in our Cameroon property pack.
How long does the property purchase process take in Cameroon and how does this affect costs?
A straightforward property transaction typically requires 2-6 months from initial documentation through final registration, though complications can extend this timeline significantly.
Delays increase carrying costs including legal fees, temporary accommodation, and currency exchange risks if paying in foreign currency. Extended timelines can add $2,000-$10,000 to total transaction costs.
Rural properties and those requiring ministerial approvals often take 6-12 months due to additional bureaucratic requirements and traditional authority consultations.
Title verification and due diligence processes are particularly time-consuming in Cameroon, as property records may be incomplete or disputed, requiring extensive legal research and community consultations.
Conclusion
This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.
Buying property in Cameroon requires substantial capital beyond the purchase price, with transaction costs potentially reaching 15% of property value.
Foreign buyers face additional legal complexities and should budget generously for professional services, insurance, and potential infrastructure development costs.
Sources
- Bamboo Routes - Average Price per Square Meter Cameroon
- The African Vestor - Average Property Price Cameroon
- The African Vestor - Cameroon Price Forecasts
- Bamboo Routes - Cameroon Worth It
- The African Vestor - Moving Cameroon Buy Property
- The African Vestor - How to Buy House Douala
- The African Vestor - Douala Property Buying Process
- Unlimited Tech Projects - Cost to Build House Cameroon 2025
- Business in Cameroon - Government Spending Plans 2025
- Kinsmen Advocates - Tax Filing Cameroon 2025