Authored by the expert who managed and guided the team behind the Mauritania Property Pack
Everything you need to know before buying real estate is included in our Mauritania Property Pack
Moving to Mauritania and purchasing property as a foreigner involves unique challenges and opportunities in this West African nation.
As we reach mid-2025, Mauritania's property market shows steady growth with increased foreign investment interest, particularly in the capital Nouakchott and port city Nouadhibou. The country offers long-term leasehold arrangements for foreigners, allowing building ownership while the state retains land ownership rights.
If you want to go deeper, you can check our pack of documents related to the real estate market in Mauritania, based on reliable facts and data, not opinions or rumors.
Foreigners can buy buildings in Mauritania through 99-year leasehold arrangements, with most choosing Nouakchott or Nouadhibou for better infrastructure and amenities.
The purchase process takes 1-3 months, costs range from 6-15% of property value in fees and taxes, and property ownership does not grant residency or citizenship rights.
| Aspect | Key Information | Important Notes |
|---|---|---|
| Property Rights | Building ownership, 99-year land lease | Cannot own land outright as foreigner |
| Popular Locations | Nouakchott, Nouadhibou | Best infrastructure and amenities |
| Total Costs | 6-15% of property value | Includes notary, registration, legal fees |
| Timeline | 1-3 months | Depends on due diligence complexity |
| Mortgage Availability | Limited, 5.9-14.5% interest | Maximum 60% financing, 10-12 year terms |
| Residency Path | No automatic residency | Standard immigration procedures apply |
| Legal Protection | Basic framework exists | Enforcement can be inconsistent |
Where do most foreigners who move to Mauritania choose to live, and why?
Most foreign residents in Mauritania choose to live in the capital city Nouakchott and the coastal port city of Nouadhibou.
Nouakchott attracts the majority of expatriates due to its status as the political, economic, and cultural center of the country. The city offers the best infrastructure, including international schools, healthcare facilities, and business amenities. As of June 2025, property prices in Nouakchott have increased by approximately 5% compared to 2024, reflecting the ongoing demand and urban development.
Nouadhibou serves as the second-most popular destination for foreigners, particularly those involved in fishing, mining, and trade activities. The city's strategic location as a major port makes it attractive for business-oriented expatriates and those working in the extractive industries. The Nouadhibou Free Zone offers additional incentives for foreign investors and workers.
Other urban areas like Rosso, Kiffa, and Atar also host smaller foreign populations, but these locations have limited infrastructure compared to the two major cities. Most expatriates prefer Nouakchott and Nouadhibou because they provide better access to modern conveniences, reliable utilities, and international connectivity.
What types of properties are foreigners legally allowed to buy in Mauritania?
Foreigners can legally purchase buildings and structures in Mauritania, but cannot own land outright.
The Mauritanian legal system allows foreigners to acquire buildings, houses, and apartments through a leasehold arrangement where they can lease land for up to 99 years. Under this system, you own the physical structure but lease the land from the state or private landowners. This arrangement provides long-term security and is renewable, offering practical ownership rights for residential and commercial properties.
Both residential and commercial buildings are available for foreign purchase, including apartments, villas, office buildings, and retail spaces. The 99-year leasehold is standard practice and widely accepted in the market, providing sufficient time for most investment strategies and personal use.
It's something we develop in our Mauritania property pack.
The leasehold system has proven successful for many foreign investors, allowing them to participate in large-scale commercial and residential developments while complying with Mauritanian law.
Can I buy property in Mauritania without being physically in the country, and what's the safest way to do so?
Yes, you can purchase property in Mauritania without being physically present in the country.
The safest approach involves hiring a reputable local lawyer who specializes in real estate transactions and granting them power of attorney to act on your behalf. You should also engage a certified notary to validate all documents and oversee the transaction process.
For financial security, transfer funds through official banking channels and consider opening a convertible account in Mauritania, which allows for easier currency conversion and international transfers. Avoid cash transactions and ensure all payments are properly documented through bank transfers.
Due diligence becomes even more critical when purchasing remotely. Your legal representative should verify the property's title status, confirm the seller's authority to sell, and check for any encumbrances or legal disputes at the Land Registry. Request detailed property inspections and obtain all necessary technical documents including location plans and architectural drawings.
Many successful remote purchases have been completed using this approach, but it requires careful selection of local professionals and thorough documentation of all proceedings.
What are the mandatory steps involved in purchasing property in Mauritania, from start to finish?
The property purchase process in Mauritania follows eight mandatory steps that typically take 1-3 months to complete.
| Step | Description | Timeline |
|---|---|---|
| 1. Property Search | Find suitable property through agents or direct search | Variable |
| 2. Due Diligence | Verify title, ownership history, check for encumbrances | 1-2 weeks |
| 3. Negotiation | Agree on terms and sign preliminary agreement | 1 week |
| 4. Notarization | Notarize sale and purchase contract with public notary | 1-2 weeks |
| 5. Government Approval | Obtain required governmental approvals for foreign buyers | 1-2 weeks |
| 6. Fund Transfer | Complete payment via official bank transfer | 1-3 days |
| 7. Registration | Submit documents to Land Registry for official transfer | 1-2 weeks |
| 8. Title Receipt | Receive updated title deed or leasehold certificate | 1 week |
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What documents and personal information are required to buy real estate there?
Property purchases in Mauritania require comprehensive documentation from both the buyer and seller.
Personal documentation includes copies of your passport or identity card, and if purchasing remotely, a properly executed power of attorney. You'll need proof of funds and bank statements demonstrating your ability to complete the purchase.
Property-related documents include the current title deed or leasehold certificate, deed of sale signed by both parties, deed of transfer, and tax receipts showing all property taxes are current. The Land Registry certificate and affidavit of non-encumbrance confirm the property is free of legal disputes or claims.
For new constructions or developments, additional technical documents are required including location plans, architectural drawings, construction plans, and detailed cost estimates. These ensure the property meets building standards and regulations.
All foreign documents must be translated into Arabic or French and properly authenticated. Some documents may require apostille certification depending on your country of origin and bilateral agreements with Mauritania.
Can I buy a home in Mauritania entirely in cash, or are there limits and formalities?
You can purchase property in Mauritania entirely in cash, but using official banking channels is strongly recommended.
While there are no legal limits on cash purchases, large cash transactions may attract regulatory scrutiny due to anti-money laundering laws. Banking transfers provide better legal protection and create clear transaction records that are essential for property registration and future resale.
The Mauritanian financial system requires documentation for significant transactions, and bank transfers automatically provide this documentation. Cash transactions, while legal, may complicate the registration process and could raise questions during due diligence reviews.
For security and transparency, most property transactions are conducted through bank transfers, often using convertible accounts that facilitate international currency exchange. This approach ensures compliance with both Mauritanian and international banking regulations.
It's something we develop in our Mauritania property pack.
Is it possible for foreigners to get a mortgage in Mauritania, and if so, under what conditions and typical rates?
Mortgages are available to foreigners in Mauritania, but options are limited and requirements are strict.
Banks typically require an open-ended employment contract, proof of stable income, and the property deed as collateral. Foreign applicants must demonstrate financial stability and may need to maintain accounts with the lending bank for a period before approval.
Typical mortgage terms include maximum loan periods of 10-12 years, interest rates ranging from 5.9% to 14.5%, and financing up to 60% of the property value. Down payments of at least 20% are standard, with some banks requiring higher percentages for foreign borrowers.
Microfinance options exist but are generally less regulated and may offer smaller loan amounts with different terms. These are typically used for smaller property purchases or improvements rather than major real estate acquisitions.
The mortgage application process can take several weeks to months, and approval rates for foreigners vary significantly between banks. Having local employment or business connections substantially improves approval chances.
How much time does the entire process of buying property usually take, from finding a place to getting ownership documents?
The complete property purchase process in Mauritania typically takes 1-3 months from initial property search to receiving final ownership documents.
Finding a suitable property can take anywhere from several weeks to several months, depending on your specific requirements and the availability of properties meeting your criteria. The formal purchase process, once you've identified a property, generally takes 4-8 weeks.
Due diligence and negotiation typically require 1-2 weeks, during which time you verify the property's legal status and agree on terms. Notarization and government approvals add another 1-2 weeks, as documents must be processed through official channels.
Registration and final transfer at the Land Registry usually takes 1-2 weeks, assuming all documentation is complete and accurate. Delays can occur if documents are incomplete or if there are questions about the property's status.
As of June 2025, processing times have generally improved due to digitization efforts in government offices, but complex transactions or properties with complicated ownership histories may take longer to complete.
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What are the total fees, taxes, and additional costs involved in buying a property there, with a full breakdown?
Total costs for purchasing property in Mauritania typically range from 6-15% of the property value, depending on the transaction complexity and professional services required.
| Cost Type | Typical Rate/Amount | Notes |
|---|---|---|
| Notary Fees | 1-2% of property value | Mandatory for contract validation |
| Registration Tax | 1-5% of property value | Paid to Land Registry |
| Stamp Duty | Variable percentage | Applied to legal documents |
| Legal Fees | 1-3% of property value | For due diligence and representation |
| Real Estate Agent | 2-5% of property value | If using agent services |
| Property Tax (Annual) | 0.5-2% of property value | Ongoing annual obligation |
| Technical Approvals | Fixed fees | Permits and inspections |
Is the legal system strong enough to protect a foreigner's property rights, and what precautions should I take?
Mauritania's legal system provides a basic framework for property protection, but enforcement can be inconsistent, requiring additional precautions for foreign buyers.
The country's legal system recognizes and protects private property rights, including those of foreigners, but practical enforcement may face challenges including bureaucratic delays and varying interpretation of regulations at local levels. Corruption risks exist, particularly in municipal-level transactions.
Essential precautions include hiring reputable local legal counsel with real estate expertise, ensuring all documents are properly notarized and registered with official authorities, and maintaining comprehensive documentation of all transactions. Avoid cash-only deals and insist on official receipts for all payments.
Property disputes can be slow to resolve through the court system, making thorough due diligence critical before purchase. Verify clear title ownership, check for any existing liens or encumbrances, and confirm the seller's legal authority to complete the transaction.
It's something we develop in our Mauritania property pack.
Many foreign property owners successfully protect their investments by maintaining proper legal documentation and working with established local professionals who understand the system's nuances.
Are real estate agents in Mauritania generally trustworthy, and how can I avoid common scams or mistakes foreigners make?
Real estate agents in Mauritania vary significantly in quality and trustworthiness, with reputable professionals available but limited market regulation.
To find trustworthy agents, seek recommendations from other expatriates, verify business registrations and professional credentials, and choose agents with established offices and verifiable track records. Agents in Nouakchott and Nouadhibou generally have more experience with foreign clients and international transactions.
Common scams to avoid include agents pressuring for immediate cash payments, offering deals that seem significantly below market price, rushing the transaction process, or refusing to provide complete property documentation. Be wary of agents who discourage independent legal review or due diligence.
Protect yourself by always using independent legal counsel, verifying property ownership independently of the agent's claims, obtaining property inspections from qualified professionals, and never transferring funds without proper legal documentation. Get all agreements in writing and ensure contracts are reviewed by your lawyer.
Successful foreign buyers typically work with agents who are transparent about fees, provide comprehensive property information, allow time for proper due diligence, and facilitate direct communication with property owners when appropriate.
Does owning property offer any path to residency or citizenship in Mauritania?
Property ownership in Mauritania does not automatically grant residency or citizenship rights to foreign buyers.
As of June 2025, Mauritania does not operate a residency-by-investment program linked to real estate purchases. Property ownership may be considered a positive factor in residency applications, but it is not decisive for obtaining legal residency status.
Foreign property owners must follow standard immigration procedures to obtain residency, which typically involves securing work visas, demonstrating financial stability, maintaining clean criminal records, and showing ties to the country. Residency is generally determined by physical presence requirements (183 days per year) rather than property ownership.
For citizenship, Mauritanian nationality law requires typically ten years of residency, fluency in Arabic, Pulaar, Soninké, or Wolof language, good character and conduct, and no criminal record. Property ownership alone does not create a pathway to citizenship.
Foreign investors interested in long-term residency should consult with immigration lawyers about standard visa and residency procedures, as real estate investment provides economic benefits but not immigration advantages.
Conclusion
This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.
Foreign property buyers in Mauritania can successfully navigate the market by understanding the leasehold system, working with qualified local professionals, and conducting thorough due diligence.
While the process requires patience and careful attention to legal requirements, many expatriates have established successful property investments in Nouakchott and Nouadhibou, contributing to their long-term residence in this West African nation.
Sources
- Buying property in Mauritania as a foreigner: a full guide
- 14 tips for foreigners buying property in Mauritania in 2025
- Living in Mauritania - UK Government
- Investment Procedures - Embassy of Mauritania
- 7 statistics for the Mauritania real estate market in 2025
- Mauritania - Individual - Residence
- Mauritanian nationality law
- Mauritania - Arab Land Initiative